Daniel Shelly

Growing up, finance was simply part of the household. My dad spent more than 20 years as an accountant with Franklin Templeton Investments, and that kind of environment shapes you whether you realize it or not. I went to college for accounting, studied across Sierra College, Sacramento State, and Colorado State University, and eventually put that degree to work at Heritage Community Credit Union. But somewhere along the way, I realized what I actually wanted was to be in the room with people, not just managing their numbers from a distance. In 2016, I joined Capstone Financial Group as a financial advisor, and that shift changed everything for me.

Thirteen years in, with a decade at Capstone, my work spans financial planning, wealth management, and life insurance. The part I find most rewarding is also the part that surprised me most early on: how much of this job is really about listening. Every client carries a different history with money, a different set of pressures, and a different picture of what they're working toward. I genuinely want to understand all of that before I recommend anything. What does money mean to you? What are you protecting? What are you building? Those conversations are where good financial planning actually begins.

My clients would describe me as caring, knowledgeable, and easy to talk to. I hold a BA in Business Administration with a concentration in Accounting, and I bring that analytical foundation to every plan I build, alongside a straightforward approach that keeps things clear rather than complicated.

My wife Katie and I live on 10 acres in Somerset, California, near more than 90 wineries and right up against the national forest. We garden together, ride dirt bikes and side-by-sides through the backcountry, and make the most of the space around us. I also spend a fair amount of time in my woodworking shop, building things from scratch. There's something satisfying about working with your hands, and I think that same instinct carries into my work: take the raw material, understand what it needs to become, and build something that lasts.